Fees & Limits

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Fees & Limits

At CentPay, we believe that transparency is the cornerstone of building trust with our users. That’s why we provide you with a clear and comprehensive breakdown of all the fees and limits associated with your account. Whether you're making deposits, ATM withdrawals, or utilizing other services, we want you to feel confident in every transaction. Our fee structure is designed with fairness and simplicity in mind, ensuring that you have a full understanding of the costs involved. With this in-depth breakdown, we aim to eliminate any surprises and offer you complete visibility, helping you make informed decisions and manage your account with ease.

Card Deposit Fees:

This fee applies to every cryptocurrency deposit made into your CentPay card. It covers the cost of processing and securing your digital asset transactions.

  • Rate: 2.5% of the deposit amount.
  • Example: For a $1,000 deposit, a $25 fee will be charged.

ATM Withdrawal Fees:

This fee is charged for cash withdrawals made using your CentPay Card at ATMs worldwide.

  • Rate: 2% per withdrawal or $1 fixed for amounts below $30.
  • Example: For a $500 withdrawal, a $10 fee will apply.
  • Limits: Daily withdrawal limits apply, ensuring account security.

Cross-Border Transaction Fees:

This fee is applicable to payments or purchases made in a foreign currency or outside your home country. It covers currency conversion and international processing costs.

  • Rate: 1% per transaction.
  • Example: For a $1,000 cross-border purchase, a $10 fee will apply.

Premium membership:

Unlock a world of exclusive benefits for a minimal fixed fee. Enjoy special discounts and premium perks designed just for you!

  • Lower Fees: Benefit from reduced transaction fees, maximizing your savings with every transaction.
  • Lounge Access: Experience luxury with access to premium lounges worldwide—coming soon!

Card Limits

To maintain secure and efficient operations, CentPay enforces specific account limits. Higher limits may be available based on account verification levels. Please contact CentPay Support for assistance with upgrades.

Physical Card

  • Maximum card load/top-up limit per day: No Limit
  • Maximum balance: No Limit
  • Maximum monthly transactions: No Limit
  • Maximum card payment limit per day: No Limit
  • Maximum per ATM transaction: No Limit
  • Daily ATM withdrawal limit: 3000 USD per transaction per day
  • Minimum ATM withdrawal limit: No Limit

Virtual Card

  • Maximum card load/top-up limit per day: No Limit
  • Maximum balance: No Limit
  • Maximum monthly transactions: No Limit
  • Maximum card payment limit per day: No Limit
  • Maximum per ATM transaction: No Limit
  • Daily ATM withdrawal limit: 3000 USD per transaction per day
  • Minimum ATM withdrawal limit: No Limit

Why We Stand Out?

  • Transparent Fee Structure: No hidden charges. You’ll always know what to expect.
  • Global Accessibility: Affordable fees for international transactions and ATM withdrawals.
  • Secure Limits: Designed to protect your funds and ensure safe usage.